Medicare can feel overwhelming to understand…
We’re here to help!
We’re here to provide YOU with a personal Medicare consultation. A local, licensed insurance agent will carefully weigh your individual needs before offering a custom recommendation, including your preferred in-network pharmacy.
Your Medicare choices can make a big difference to the coverage you receive, the cost of your prescription drugs, and so much more. It’s important to find coverage that’s right for you.
When comparing plans, consider the following questions:
- Are the benefits I need and my preferred providers included?
- How much will I pay in premiums each month?
- What are the plan’s co-pays and deductibles?
- Does the plan limit what I pay out of pocket each year?
- Are my prescription drugs covered? And if so, what do they cost?
Medicare 101: Four Basic Parts
We know Medicare can be confusing. Having the right information and guidance will help clear things up…
That’s where we come in!
There are FOUR parts to Medicare:
Part A
(Hospital Insurance)
Part D
(Prescription Drug coverage)
Part B
(Medical Insurance)
Part C
(A + B + D together) aka Medicare Advantage
Medicare coverage options
Medicare gives you coverage options. Understanding them can help you choose one that’s right for you.
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Original Medicare ONLY
Part A hospital and Part B medical insurance are provided by the federal government.
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Add Medicare Part D
Part D, a prescription drug plan offered by a private insurer, adds stand-alone drug coverage to Original Medicare.
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Add a Medicare Supplement Plan
Extra insurance offered by private insurers fill in some coverage gaps of Original Medicare.
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Medicare Advantage Plans
Part C is offered by private insurers and combines Parts A, B, and D into one plan.